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Key step in Active Living is to set a successful Retirement Goal and all it takes for that is to Invest at the Right Time and at the Right Place.

Having a big rich portfolio is a retirement dream for many people. But, to make that dream come true requires some serious time and effort. Although success cannot always be guaranteed, but these 10 steps outlined below will help you achieve your objective.

Set a Goal: We are sure about the fact that nobody ever must have had plans to fail, but there have been plenty of people who have failed to plan. But one thing for sure, its never too late. Setting your Goals makes it easier for planning things the right way. And this perspective has not only been useful in the aspect of the topic but in general wherein great leaders, athletes, businessmen, investors etc. have thought over and planned to reach extra ordinary goals in life. To retire as a millionaire, the first thing you need is a proper retirement plan for the long haul.

Start Saving: To reach your goal, you need to start saving. There have been instances wherein far too many people never even start to save. If your employer offers a 401(k) plan, enrolling in it is a great way to put your savings on auto-pilot. Simply sign up for the plan and contributions will be automatically taken out of your pay check, increasing your savings and decreasing your immediate tax liability.

Always have an emergency fund at the ready for unplanned expenses.